Project how a one-time investment compounds into a maturity value — with tax on gains and an inflation-adjusted real value, plus a full year-by-year breakdown. Free, instant, no login.
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How much of your final value is your original principal, versus growth from compounding, versus what's lost to tax.
A lumpsum's maturity value splits into three parts: your principal (the amount you put in on day one), the gain the market added through compounding, and tax owed on that gain.
Because a lumpsum invests everything on day one, its growth compounds for the entire horizon — unlike a SIP, where later contributions have less time to grow. That's the core lumpsum-vs-SIP trade-off: full-horizon compounding vs. staged entry risk.
Your investment's value, gain, post-tax value, and inflation-adjusted real value for every year of the plan. Scroll sideways on mobile to see every column.
| Year | Value | Gain | Post-Tax Value | Real Value (adj) |
|---|
(1 + inflation)^years to get today's-money "Real Value." CAGR is solved from principal vs. maturity value over the full period.