Project how a monthly Systematic Investment Plan compounds into a corpus — with optional annual step-ups and an inflation-adjusted real value, plus a full year-by-year breakdown. Free, instant, no login.
📩 Subscribe to the Daily Market ReportSet your monthly contribution, expected return, horizon, and (optionally) an annual step-up — every result below updates instantly as you adjust these.
How much of your final corpus is money you actually put in, versus growth from compounding.
Every SIP's final value splits into two parts: what you contributed (your monthly amount, times every month you invested) and what the market added on top through compounding.
The longer the horizon and the higher the return assumption, the larger the "Returns" slice becomes relative to your own contributions — this is the core case for starting early rather than investing a larger amount later.
Your invested amount, estimated value, gain, and inflation-adjusted real value for every year of the plan. Scroll sideways on mobile to see every column.
| Year | Monthly SIP | Total Invested | Est. Value | Gain | Real Value (adj) |
|---|
(1 + inflation)^years to get today's-money "Real Value." Approx. CAGR is solved from total invested vs. total value over the full period.